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You can now apply for Social Security benefits on line, which is MUCH nicer than sitting in an office waiting for some overworked beaurocrat to call you to his/her window.

Winter looks brighter at socialsecurity.gov
You can use the online application to apply for Social Security retirement or spouse's benefits if you are at least 61 years and 9 months old, and want to start your benefits in the next four months. Before starting, we suggest you have the following …
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