Unsecured Loans Are Attractive for People With Good Credit
Banks are encouraging consumers to use personal loans to pay off credit-card and other types of debt that carries a higher interest rate. Lenders originated $ 34.5 billion of personal loans during the first six months of the year, up 8.7% from the same …
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Credit card debt statistics
Americans have created billions of dollars worth of debt over the past 45 years, and credit card debt has been an important part of that. Credit card debt dove — along with consumer spending — during the 2008 financial crisis and slow growth has kept …
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US Credit Card Debt Set To Reach Pre-Recession Levels
And while credit-card charge-offs have been falling steadily for the past four years after peaking at almost 11 percent in 2010, the charge-off rate for Q2 was 3.45 percent — not high, but up from a low of 3.19 percent in Q3 2013. Average U.S …
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