How to clear your excess debt in 8 years
People under the RAS cannot use existing credit cards and other unsecured credit facilities. When your interest-bearing unsecured debt has been reduced to below 12 times your monthly income, you may approach your financial institutions to reinstate …
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Low take-up rate of repayment scheme sparks concerns
On their part, banks here are informing customers to update their income records and consider debt-repayment solutions such as the RAS or other plans coordinated by Credit Counselling Singapore, to reduce their debt gradually, she said. The three …
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12 Ways to Be Richer a Year From Now
Reducing or eliminating expenses is one of the best ways to improve your financial situation. … Let's say that you owe $ 10,000 in credit card debt at an average interest rate of 15%; that means that you will pay $ 1,500 in interest over the next 12 …
Read more on STLtoday.com

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