Credit Card vs. Personal Loan: Which One Should I Get?
Personal loans, whether secured or unsecured, often have lower interest rates than credit cards, especially if you have good credit. Unlike with credit cards, a personal loan gives you a lump sum, and you make equal payments over a specified time …
Read more on NerdWallet (blog)

High credit card rates used to claw back revenue
Banks have failed to pass on lower interest rates to credit card customers during the current cycle of rate cuts, in an attempt to claw back weaker interest and fee revenue from spendthrift consumers. Amid pressure for a Senate inquiry into credit …
Read more on The Australian Financial Review

A New Tariff on 'InterestRate Exports?'
In the case — Madden v. Midland Funding, LLC – the court ruled that Midland, a New York-based debt collector that purchased defaulted credit-card loans from Bank of America Corp.BAC -3.08%, wasn't able to charge interest rates as high as the bank could.
Read more on Wall Street Journal (blog)