5 things to know about credit counseling
Credit counseling may help by creating a debt repayment plan with your creditors. This program may not reduce your debt, but it can make it more bearable through negotiations with your creditors to reduce interest rates and "re-age" your debt. The …
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Credit Card Limit Increases Carry Risks and Rewards
As your income and expenses grow, you may find that the spending limit on your credit card or cards just isn't enough to meet your needs. One solution is to ask your card issuer for a … a credit card or a credit line increase. Too many of these …
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Tips for seniors to manage their debt
The best way to manage debt is to avoid it in the first place. Proper budgeting and spending practices can reduce the likelihood of crippling debt. Be very wary of potential scams, and avoid co-signing loans or credit cards – even though you mean well …
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