Little Rock, Arkansas (PRWEB) April 22, 2014

The website recently did an independent review of the debt consolidation loan programs available to the residents of Arkansas. The goal of this was to provide Arkansans with an objective analysis of the debt consolidation loan options available to them to obtain debt relief and avoid being scammed.

Based on its analysis, identified and is now announcing the top three debt consolidation loan companies or those that ranked highest in its reviews. They are National Debt Relief, CuraDebt and American Debt Enders.

Arkansas residents in general are about average with their debts. As of November 2013, the state’s unemployment was 7.2%, which made it six points higher than the national unemployment rate of 6.6%. Arkansas’ three largest cites, Little Rock, Fort Smith, and Fayetteville are doing about as well as Arkansas as a whole. This is especially true of Little Rock where the unemployment rate is 7.2% or identical to the state as a whole. The city of Fayetteville fares better with an unemployment rate of 5.9% and the unemployment rate for Fort Smith is on a par with the state at 7.2%.

Arkansas’s total workforce as of November of last year was 1,325,300 meaning that there were approximately 95,000 unemployed workers at that time.

Arkansas residents have an average credit card debt of $ 4,535, which compares favorably with the national average of $ 4,879 per borrower. They have an average credit score of 677, which is only a few points lower than the average FICO credit score of 689. It’s median household income is $ 38,758 and 67.9% of its residents own their homes.

When you combine Arkansas’ high credit card debt and unemployment rate with poor personal financial management, it becomes clear as to why so many residents are having a problem dealing with their debts. It can be a serious problem to deal with big debt and getting out of debt can be extremely difficult. However, according to, there are trustworthy and ethical debt consolidation loan companies available to help consumers deal with their debts and become debt free. personnel in selecting the top three companies used six different factors. They were: Debt solution options, fees, customer satisfaction, financial standing, customer service and business ethics.

Given these criteria, awarded the number one spot to National Debt Relief. It provides custom-tailored debt consolidation programs to consumers who have more than $ 7,500 in debts. It is a very trusted company and has maintained an A rating with the Better Business Bureau for a number of years. National Debt Relief charges no upfront or cancellation fees. This makes it very attractive to first-time customers. In fact, the company charges nothing until it has settled its customers’ debts to their satisfaction and provided them with an approved payment plan. It is for these reasons that first-time customers are almost always very satisfied with the services they receive from National Debt Relief.

CuraDebt was ranked second by It specializes in working with consumers who have more than $ 10,000 in credit card debts. It is able to get its customers the results it promises because of its strong working relationships with the credit card companies. In addition, CuraDebt has debt consolidation programs that go well beyond credit card debts. It is also able to help with tax debts, student loans and defaulted loans.

American Debt Enders is ranked third best by The company has been in business for the past seven years and is recognized for providing help to customers who have more than $ 5,000 in debt. Its debt experts are able to handle virtually all types of credit problems and can even help customers improve their credit scores.

Arkansas residents, who would like to learn more about these three credit consolidation loan companies, should visit

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