Monthly Archives: February 2013

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Question by Narky: Which are the safest UK banks with little exposure to the sub-prime malarky?
I’ve worked too hard to have my money disappear overnight by a shock overnight bank collapse.

I always thought The Royal Bank of Scotland was safe, and still do sort of…. but now I’m wondering cause I’m sure they went shopping and bought US banks/lenders a while back.

Are there any banks with loadsa cash, strong asset sheet, few dodgy bad loans on their books ect… where it’s safest for money.

HSBC worries me cause of all that World Bank stuff…. makes me think they are exposed to risks in every country and what would happen in there was a run on deposits in like HSBC accounts in Singapore or France or whatever, as I’m sure that would affect UK depositers standing too.

BTW – I’m going out now with my Mum… will have to check for answers (and thumbs up good ones) when I get back in 2 hours. Thanks.

Best answer:

Answer by superliftboy
All the banks are dependant on each other and if one sneezes they all catcha cold. This was started by the French banks being unable to place a value on certain funds they hold, which scared the Americans made evryone look at there lending procedures.

The true valus of losses may not be kknown for a long time yet, so batten down the hatches its going to get worse before its gets better. Frankly i think its extremely irresponsible of these baks to lend money knowing that the credit history of the loan taker is so iffy.

Give your answer to this question below!

As the debt ceiling is hit some senior’s are nervious they may not see their monthly welfare checks, what this means for those who depend on them the most.
Video Rating: 3 / 5

Framed Print of The first Social Security checks from Everett Collection

Framed Print of The first Social Security checks from Everett Collection

  • FRAMED PRINT This Framed 16 x12 Print features an image of The first Social Security checks chosen by Everett Collection. Estimated image size 367x305mm.
  • Black Grain Bevel with White Mount 41x30cm print in 51x41cm frame with mount individually cut to size. Wood Grain effect Artcore molding. Mount board card with high quality facing papers, core board and backing paper. Hardboard back stapled in with hanger
  • Image Description: The first Social Security checks. The first Social Security checks are mailed. Guy Allen, an officer of the Treasury Department (wearing jacket) supervises the mailing by the Post Office of thousands of old age insurance checks. Jan. 1, 1940. (CSU ALPHA 1117) CSU Archives/Everett Collection
  • For any queries regarding this image of The first Social Security checks please contact Everett Collection c/o Media Storehouse quoting Media Reference 8226895
  • Image of The first Social Security checks is supplied by Everett Collection. © Copyright Everett Collection

Framed 16 x12 Print, Black Grain Bevel with White Mount. showing The first Social Security checks. The first Social Security checks are mailed. Guy Allen, an officer of the Treasury Department (wearing jacket) supervises the mailing by the Post Office of thousands of old age insurance checks. Jan. 1, 1940. (CSU ALPHA 1117) CSU Archives/Everett Collection. Chosen by Everett Collection. 41x30cm print in 51x41cm frame with mount individually

List Price: £50.00

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Canvas Print of The first Social Security checks from Everett Collection

Canvas Print of The first Social Security checks from Everett Collection

  • CANVAS PRINT This 20 Canvas Print features an image of The first Social Security checks chosen by Everett Collection. Estimated image size 508x422mm.
  • White Sides Ready to hang, 51cm along the longest edge (other side scaled to fit). High quality 300gsm canvas with Fujifilm water based pigment ink. Hand stretched and stapled to 30mm wood frame, bevelled to increase tightness. Back finished with artists tape
  • Image Description: The first Social Security checks. The first Social Security checks are mailed. Guy Allen, an officer of the Treasury Department (wearing jacket) supervises the mailing by the Post Office of thousands of old age insurance checks. Jan. 1, 1940. (CSU ALPHA 1117) CSU Archives/Everett Collection
  • For any queries regarding this image of The first Social Security checks please contact Everett Collection c/o Media Storehouse quoting Media Reference 8226895
  • Image of The first Social Security checks is supplied by Everett Collection. © Copyright Everett Collection

20 Canvas Print, White Sides. showing The first Social Security checks. The first Social Security checks are mailed. Guy Allen, an officer of the Treasury Department (wearing jacket) supervises the mailing by the Post Office of thousands of old age insurance checks. Jan. 1, 1940. (CSU ALPHA 1117) CSU Archives/Everett Collection. Chosen by Everett Collection. Ready to hang, 51cm along the longest edge (other side scaled to fit). High quality

List Price: £60.00

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More Social Security Checks Products


(PRWEB) February 27, 2013

Banks work to stay current. Some banks are more successful than others. M & F Bank, headquartered in Kosciusko, Mississippi with 35 branches across Mississippi and in Tennessee and Alabama, seems to be doing something right.

M & F Bank is one of those banks that truly practices community banking. Being located in Mississippi and the south, they already draw from a friendly workforce. Their direct approach to banking with simple, straight forward messages has resonated with their customers. Messages like You deposit money. We keep it safe. You earn interest. and House + Mortgage = Home adorn their branch walls.

M & F Bank is now packaging services that promote banking independence with their commercial banking customers. These services empower customers to handle their banking remotely or have the bank handle aspects of their banking for them.

According to Gage Walker, Market President of the M&F Bank Rankin County locations, With todays services, people are less and less dependent on that trip to the branch, even when they have paper checks to deposit. The services we offer literally change the customers business banking life.

Some of the core services being packaged include:

REMOTE DEPOSIT

Allows business customers to securely deposit checks directly from any business location(s) into a central checking account. Processed checks can be kept for records. Checks can be deposited 24 hours a day, seven days a week including holidays. This service ultimately saves the commercial banking customer time and money with fewer trips to the branch during business hours.

CHECXCHANGE(TM) CHECK RECOVERY SERVICE

checXchange(tm) collects bad checks for the client. This service has been shown to improve debt recovery rates up to 60% for commercial banking customers.

MERCHANT CARD SERVICES

Accept credit card payments from customers.

AUTOMATED CLEARING HOUSE

Automated Clearing House (ACH) allows business banking customers to do direct deposit for payroll, make tax payments, make vendor payments and make other electronic transfers of funds.

WHOLESALE LOCKBOX

Commercial banking customers can have their customers mail payments directly to a Post Office Box secured by the bank. The bank collects the checks and deposits them for the commercial banking customer.

ONLINE BANKING

Online banking allows customers to manage their business banking accounts securely online.

According to Jeff Cousar, Market President of the M&F Bank Oxford locations, We are going to great effort to engineer our business banking services to be more efficient, easier, and with local support. There are more services and efficiencies in the works for 2013. Just like our slogan says, Fast. Simple. Local.

M & F Bank also offers commercial insurance to its business banking customers. It is just one more service category to make business life easier and more turn-key with one point of contact.

In an economy where people are reluctant to spend, and are doing more cutting back than normal, it is inspirational to see a business reinvesting in itself and its customers to a successful end.

For more information on these and other business services offered by this community bank in Mississippi, visit http://www.mfbank.com.

M & F Bank is headquartered in Kosciusko, Mississippi and has branches in Mississippi, Tennessee, and Alabama. Established in 1890, they have been a community bank for over 123 years. M & F Bank is known for offering 30 Minute, No Hassle Loan Consultations and emphasizes the message that they have Cash to Loan. For more information, visit http://www.mfbank.com.







Related Debt Recovery Press Releases


New York, NY (PRWEB) October 05, 2012

For the first half of 2012, statistics show that bankruptcy filings in the US dropped by 14%. However, despite this considerable improvement in the nations economy, a lot of citizens are still plagued by mounting financial obligations that they do not know how to alleviate. With a lot of people, municipalities and high-profile businesses filing for bankruptcy as a last resort, many are wondering if their own understanding of this financial strategy is correct. In recent articles published on its website, leading debt management and credit counseling information and referral source Debt Consolidation USA reveals what bankruptcy is and what its not, as well as provides effective alternatives to it for those who cant bring themselves to file for bankruptcy to be able to get back on their feet.

Bankruptcy as defined by DebtConsolidationUSA.com in its article, Bankruptcy vs. Debt Settlement is a legal procedure that is designed to give you a program to pay your debt to as many of your creditors as possible. It is something that stays on your credit profile for up to 10 years and can prevent you from qualifying for certain kinds of jobs or getting approval for a mortgage. This definition effectively debunks the myth that filing for bankruptcy will instantly rid a person of all his or her financial obligations.

According to the article, another false belief about filing for bankruptcy is that the person who does so will instantly lose most of his or her possessions. In the same article, DebtConsolidationUSA.com explains, The truth is that some of your possessions are liquidated, but each state allows for certain items to be exempt from the proceedings. You will need to talk to a bankruptcy attorney to find out what is exempt.

The good news, however, is that there are many options a person in debt can take aside from bankruptcy, and the Debt Consolidation USA website enumerates all the other available debt solutions.

For some consumers, a Chapter 7 bankruptcy filing makes the most financial sense consumers can discharge their unsecured debts in a few months at an average cost of $ 2000 depending on your state. But, it should not be looked to as one of the first choices. Consumers should first exhaust alternative methods, such as negotiation and settlement, before consulting with a bankruptcy attorney.

From tips and valuable advice on how to reduce credit card debts, to online consumer debt counseling, to debt and divorce advice, and many more, Debt Consolidation USA is an ever reliable source of help for all kinds of financial issues. For those who are not sure on which option to take, they may compare debt solutions from Debt Consolidation USA (such as debt settlement, debt consolidation loans, bankruptcy, credit counseling and debt management plans) with some of the teams seasoned experts and draw up a unique yet effective debt management plan.

To learn more about the different debt relief solutions, visit DebtConsolidationUSA.com.







More What Is Bankruptcy Press Releases

Jobless Workers Will Lose 0 In Yearly Unemployment Insurance Thanks To
Among the programs that will face cuts is the federal unemployment insurance program. While the part of the program that benefits the unemployed by providing grants to states is exempt from the cuts, the extended benefits signed into law at the start …
Read more on ThinkProgress

Unemployment benefits for employee who quits over reduction in hours?
Facing a significant cut in work hours, an employee quit her job—without complaining about the reduction or giving her employer an opportunity to rectify the situation. Is she entitled to unemployment benefits? That is a question a Minnesota court …
Read more on HR.BLR.com

Buford, GA (PRWEB) May 04, 2011

The unemployment rate falls as jobs increase and retail sales grow, fueling the economy to take a positive spin. Despite previous expectations, many signs point to economic improvement. More and more companies are relying on VoiceNation to assist in managing new growth.

Brushing off the higher gas prices, averaging more than $ 3.50 per gallon in most states, consumers continue to shop. Major retailers, including Costco and Victoria Secret have seen an increase in sales as the year rolls forward. According to Washington economists, retail sales rose 0.5 percent last month, the ninth consecutive monthly gain. Consumer spending makes up 70 percent of the economy, a crucial part of recovery. When consumers spend more money; production demand increases, which results in the need for new job openings.

The increase in retail sales also coincides with the best two months of employment growth since 2006, prior to the recession. In a recent press conference, President Obama states that companies added more than 400,000 jobs in February and March, yet another first since 2006. Even though unemployment applications currently average 395,750 (peaked during the recession at 659,000), the application rate has dropped about 6 percent over the past two months. The government states that the number of people collecting benefits fell to 3.68 million during the week ending April 2, the lowest total since late September 2008. However, this total does not include the millions of people receiving aid under the emergency unemployment benefit programs, making the total number of people receiving unemployment benefits 8.5 million in the week ending March 26 – still a decrease from the previous week. According to The Department of Labor, the unemployment rate has now fallen to a two-year low of 8.8 percent, a full percentage point since November 2010.

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