12 Ideas to Help You Stick to Your Budget
While debt has earned a bad reputation in the wake of the subprime mortgage crisis, managing credit and even taking on some debt can be useful. Mortgages allow people to buy homes and student loans enable people to go to school. Evaluate your debt …
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How to tame student debt and afford a mortgage
Dacey says if a buyer pays off enough of a loan to reduce the balance to 10 or fewer payments, the DTI can benefit. Reducing or paying off credit card debt can help, too, although the 10-month rule doesn't apply because a credit card is revolving or …
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